After a motorcycle accident, immediately check yourself and others for injuries, call emergency services, document the scene thoroughly (photos, witness info), contact the police and your insurance provider promptly, seek medical care, even for minor signs, and consult a motorcycle accident attorney to safeguard your rights and help you recover compensation.
Table of Contents
- Preparing for the Road: What Every Rider Should Know
- What to Do Immediately After a Motorcycle Accident
- Check for Injuries and Call 911
- Report the Collision to Police
- Gather Evidence at the Scene
- Exchange Information with Other Drivers and Witnesses
- Contact Your Insurance Provider
- Medical Care in Canada: What to Expect After a Crash
- Common Motorcycle Injuries
- Follow-Up Appointments and Documentation
- Why Legal Advice Matters After a Motorcycle Crash
- When to Call a Motorcycle Accident Lawyer
- What Compensation May Be Available
- Next Steps for Riders Recovering from an Accident
- Repair or Replace Your Bike
- Adjusting Your Insurance Policy
- Taking Care of Your Mental Health
- Final Thoughts and Key Takeaways
Preparing for the Road: What Every Canadian Rider Should Know
Before you ever hit the throttle, riding prepared can help protect you in case of a crash. Canadian roads can be unpredictable—whether it’s spring gravel in Alberta or wet roads in B.C. Here’s what you should always do:
- Wear certified gear: A DOT- or ECE-certified helmet is the law in Canada. Reinforced jackets, gloves, and boots can significantly reduce injury severity.
- Carry proper ID and documents: Always ride with your valid motorcycle licence, registration, and proof of insurance.
- Be visible and alert: Use your high beams during the day, wear reflective gear, and stay out of blind spots.
What to Do Immediately After a Motorcycle Accident
Check for Injuries and Call 911
First, take a breath. If you’re conscious, assess yourself for pain or bleeding. Then check others. If anyone is hurt—or if there’s any damage over $2,000 (a common threshold in most provinces)—you are required to call emergency services. In most provinces, a 911 call will dispatch both paramedics and police.
Report the Collision to Police
Even if it seems minor, you’ll need to file a police report if the accident involves injury or significant property damage. In some areas, like Ontario or Alberta, you may be directed to a Collision Reporting Centre if the accident is non-urgent. Ask the dispatcher for instructions.
Gather Evidence at the Scene
If you can move safely:
- Take clear photos of your motorcycle, the other vehicles, damage, road conditions, and signage.
- Note the location, time, weather, and road surface.
- Get contact info for any witnesses. Their testimony may help later.
- Record your memory of how the crash happened as soon as possible.
Exchange Information with Other Drivers and Witnesses
Get the following from everyone involved:
- Full name and contact info
- Driver’s licence number
- Licence plate number
- Insurance company and policy number
Contact Your Insurance Provider
Call your motorcycle insurer as soon as possible, preferably the same day. You’ll need to provide:
- The police report number (or let them know it’s in progress)
- Details about the crash
- Photos or statements you’ve gathered
Canadian motorcycle policies vary, but some may include Accident Benefits Coverage that helps with medical costs or lost income.
Why Legal Advice Matters After a Motorcycle Crash
When to Call a Motorcycle Accident Lawyer
If the accident caused serious injuries, loss of income, or long-term recovery, a motorcycle accident lawyer can help. In provinces like Ontario, there are strict deadlines to file insurance claims or lawsuits, often within 30 days of the accident.
What Compensation May Be Available
A Canadian motorcycle accident lawyer can help pursue:
- Medical expenses not covered by provincial health
- Lost wages or future income
- Pain and suffering
- Rehabilitation and care costs
- Motorcycle repair or replacement
Many offer free consultations, and most work on a contingency basis; they only get paid if you do.
Medical Care in Canada: What to Expect After a Crash
Common Motorcycle Injuries
In Canada, most accident victims are taken to the nearest emergency room. Even if you don’t go to the hospital right away, visit your family doctor or a walk-in clinic within 24–48 hours. Injuries often emerge after the shock wears off.
Common injuries include:
- Broken bones (especially wrists, collarbones, ribs)
- Concussions or head trauma
- Road rash and skin infections
- Soft tissue injuries (neck, back, shoulder)
Follow-Up Appointments and Documentation
Your provincial health care (like OHIP or AHS) will typically cover your doctor visits and emergency care. Keep a file of:
- Hospital and doctor reports
- X-rays and test results
- Prescriptions and receipts
- Notes on pain, mobility, and mental health
This will support any future insurance or legal claims.
Next Steps for Riders Recovering from an Accident
Repair or Replace Your Bike
Your insurance adjuster will inspect your motorcycle and determine if it’s repairable or a total loss. Ask about:
- Rental coverage while your bike is in the shop
- Aftermarket parts vs OEM parts for repairs
- Salvage value if your bike is written off
Adjusting Your Insurance Policy
After a crash, review your policy. You may want to add or increase:
- Accident forgiveness
- Comprehensive or collision coverage
- Increased third-party liability limits
If your accident left you with long-term injuries, trauma, or ongoing financial strain, it’s worth connecting with a motorcycle accident lawyer near you who can help with claims and support your recovery journey.
Taking Care of Your Mental Health
It’s common to feel shaken, anxious, or even depressed after a motorcycle crash. Don’t downplay it.
- Speak with a therapist or counsellor
- Talk to friends who ride
- Give yourself time before getting back on the road
Final Thoughts and Key Takeaways
Motorcycle crashes can be life-changing, but so can the steps you take afterward. Here’s what to remember:
- Get to safety and call 911.
- Always report the crash and document everything.
- Seek medical care even if you think you’re fine.
- Talk to a lawyer about your rights and potential claims.
- Take time to heal and consider updating your gear or insurance before riding again.
Stay smart, ride safe, and don’t let one crash define your love for the open road.
